Portfolio Management Service
Your Portfolio,
Built for You.
Bespoke investment portfolio management — individually constructed around your goals, tax position, and risk tolerance. No model portfolios. No proprietary products. Just your portfolio, built for you.
The Service
Investment Portfolios,
Individually Built.
Portfolio management is the professional construction, ongoing oversight, and strategic adjustment of an investment portfolio to align with your financial goals. At Bespoke Wealth, we build each portfolio from the ground up — selecting asset classes, managers, and securities tailored to your specific circumstances, with no model portfolios and no proprietary products.
This service is for investors who want a professionally managed, bespoke portfolio — whether you're building wealth for retirement, managing a significant sum, investing for your family's future, or holding the proceeds of a business sale. We work with individuals, trusts, and family offices who want a tailored approach rather than an off-the-shelf solution.
Because your portfolio is built around you, every decision serves your complete financial picture — your goals, your tax position, your risk tolerance, and your values. We design portfolios with after-tax returns in mind from the outset, using PIE fund structuring and FIF-aware asset selection to maximise the return you actually keep.
The Challenges
The Questions We
Help You Answer.
Generic Solutions
Many investors are placed into model portfolios or multi-asset funds that serve the provider's economics, not the client's goals. These one-size-fits-all solutions rarely account for your tax position, values, or complete financial picture.
Tax Inefficiency
Poorly structured portfolios can leak returns to unnecessary tax. New Zealand's FIF regime and PIE fund structures offer real tax advantages — but only when portfolios are designed with them in mind from the outset.
Hidden Conflicts
Many advisers receive trail commissions, sell proprietary products, or have institutional allegiances that influence what goes into your portfolio. These conflicts are often invisible — but they shape the recommendations you receive.
Fragmented Wealth
Investments spread across multiple platforms, accounts, and providers are hard to manage and harder to optimise. Without a consolidated view, you can't see the complete picture — or whether your portfolio is truly working for you.
Our Approach
How It Works.
Bespoke Portfolio Construction
We don't use model portfolios or off-the-shelf solutions. Every portfolio is built from the ground up — selecting asset classes, managers, and securities that align with your specific goals, risk tolerance, and tax position.
After-Tax Return Focus
We design portfolios around after-tax returns, not headline performance. From PIE fund structuring to FIF-aware asset selection, tax efficiency is built in from the outset — maximising the return you actually keep.
Style-Agnostic Management
We're not tied to value, growth, passive, or active approaches. We use independent global research to blend styles and managers based on what works — choosing each allocation on its merits, not on ideology.
Ongoing Review & Rebalancing
Markets move, your circumstances change, and opportunities shift. We actively review and rebalance your portfolio to keep it aligned with your strategy — with complete transparency on every decision and its rationale.
Independence
Why Independence
Matters for Your Portfolio.
When your adviser has ties to specific products or institutions, those ties shape what goes into your portfolio — often invisibly. Trail commissions, proprietary funds, and conflicted shelf space all influence the recommendations you receive, and they rarely serve your best interest.
Bespoke Wealth has no product alignment, no institutional allegiances, and no proprietary products to sell. Your portfolio is built entirely around your goals — drawing on independent global research and selecting managers purely on merit. Our recommendations are always objective, and our loyalty is exclusively to you and your financial success.
Our Promise
- →No off-the-shelf solutions
- →No proprietary products or conflicted shelf space
- →No trail commissions or product-linked remuneration
- →Managers selected purely on merit
Plain English
What is a PIE Fund?
A PIE (Portfolio Investment Entity) fund is a New Zealand investment structure that offers significant tax advantages. When you invest through a PIE fund, your investment income is taxed at your Prescribed Investor Rate (PIR) — which is often lower than your personal income tax rate, with a maximum of 28%. For investors in higher tax brackets, this can mean substantially less tax on investment returns compared to holding the same assets directly. PIE funds are widely available across managed funds, ETFs, and multi-asset products, and they can hold both New Zealand and international assets. Because the tax treatment of a PIE fund can materially improve your after-tax returns, structuring your portfolio with PIE funds in mind from the outset is one of the most important decisions in portfolio construction. We design portfolios with PIE fund structuring as a core consideration — ensuring your investments are held in the most tax-efficient structure available.
Questions & Answers
Frequently Asked Questions
Everything you need to know about working with Bespoke Wealth
Ready to Build
Your Portfolio?
Contact our team for a confidential discussion about your investment goals — and how a bespoke portfolio can help you achieve them.
Get in Touch