Who We Work With
Retirement planning that gives you confidence, not guesswork
The biggest retirement question is simple: will my money last? We help you answer it with a clear plan that brings together your KiwiSaver, investments, property and NZ Super, and turns your savings into an income you can rely on.
Is this you?
You're within ten years of retiring, or already retired. You've built savings in different places and want them working together. You're unsure how much you can safely spend each year.
Questions we often help with
Do I have enough to retire when I want to? How much can I draw each year without running out? What should I do with my KiwiSaver when I reach 65? How should my investments change as I get closer to retirement?
How we help
We model your retirement income, design a drawdown strategy, and manage a portfolio built to balance income, growth and peace of mind. We review it with you regularly as your life and the markets change.
Fees & getting started
Our advice fee starts at 1% per year of the assets we manage for you, with no transaction costs from us. Underlying fund and platform fees may apply and are always disclosed upfront. We never charge for consultations. Our aim is to build long-term partnerships with our clients, so your first conversation, and every conversation after it, is about understanding you and your goals.
Book a free consultation with JamesBespoke Wealth is an FMA-licensed financial advice provider (FSP1011643). Read our Disclosure Statement.